Friday, December 29, 2006

EI: "Employment Insurance"

Ya, so now you've got me going... And now I'll let you in on another thing I HATE paying for: That little thing called Employment Insurance. Between EI & CPP (things I will likely never use) I have paid more than $2500 this year. Perhaps the thing that Urks me most is the fact they are calling it "Insurance". I wish it WAS insurance because then my payments would be going down while I avoid making claims, and those of you who make claims would have your payments rise so you would eventually pay off a portion of what you have taken.

Oh, and for those of you who think you can collect EI to "get back what you put in" I have this to say:
1) I truly hope for the sake of humanity that you are not actually dumb enough to believe this. I hope that you're only collecting because you are just too lazy to work (c'mon, just admit it, and thank me for paying all your bills).
2) The amount that I paid equals roughly 2.5% of my income (not all taxes go to EI, you also have to help support this "health-care system" you admire so much). This means that, to pay for 1 year of normal wages on EI you would have to work for 40. Taking into account the fact that there has to be a system in place to support the EI program, lets say you'd actually have to work for 50 years to truly pay off your debt. Plus, the CPP contribution actually outweighs the EI payment, and if you're collecting EI you'll likely get every cent of CPP you can get your hands on, so you'd actually have to work well over 100 years to pay off the debt of 1 year on EI.

Lets all just get off our asses and work to support ourselves. I mean really, what else is there to do? Plus, if you're really trying & struggling, those who are doing well won't mind lending a hand as long as they're not FORCED to. Don't think for a second that you Deserve help... Be grateful for any help given to you & repay the favor when you get the chance.

9 comments:

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